All drivers in Oregon must have insurance on their vehicles. PIP in Oregon: Personal Injury Protection is one of these requirements. Your auto insurance will provide a minimum of $15,000 no fault health care and wage coverage. What this means is that if you are injured in a auto, bicycle or pedestrian accident you are covered for your medical and if you can not work your lost wages. Not all insurance companies are eager to meet their obligations along those lines however and it is in your best interest to have an attorney to represent you in getting the best settlement possible.

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