The stimulus bill has finally been passed and now the next piece of legislation that is proposed is to help fix the mortgage industry. We all hope the bill will work however many people are doubting what it will do to truly help stimulate the economy. One way to get things back on track is to help people get out of credit card debt so they could perhaps pay their mortgage on time. One great way to get rid of debt is that of debt settlement, which is a proven method of saving money and time on the journey to become debt free.