There are a lot of consolidation companies that call themselves non profit, but the question you really need to ask is this - Is debt consolidation non profit or not? If you really dig into the details of the agreements you’ll need to sign with these outfits, you’ll find that it really isn’t. Most of these services charge fees for their services, which is how they make their money. They may not take any kind of commission on the debt you’re paying off, so they can call themselves “non profit”, but the fact is, they’re still making money and you’re still the one paying them.