There are specialised loans to help out in your purchase of an automobile, be it a car or a motorcycle. If you have a poor credit record, then choosing a Bad Credit Motorcycle Loans are a good option. Whereas you would be denied general loans in case of a poor credit history, bad credit loans are catered towards people with a bad credit record, as well as previous bankruptcy. One of the requirements for the qualification of a bad credit loan is however, that any past bankruptcy is discharged when you apply for the loan.